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The Real Life.

The life estate life estate

The is the contract under which a purchaser buys a property on payment of a annuity with the dealer during the life thereof.
Selling Life is a financially attractive transaction for both the annuitant for the Débirentier (for details, see our factsheet on life).
order that the sale of life is fair to the parties and risks are limited, it is necessary to call an expert who will advise you usefully best immediate interests and future. Specialists
life estate franchise network CIMM Estate are available to advise and assist you with your project.
The life is the most common form of dismemberment. The sale is to give life in the cloud property with the eventual enjoyment upon payment of a bouquet (sum representing a portion of the property value) and an annuity for the duration of life.
Any person, owner of a property can sell it in an annuity regardless of age. However it should not be suffering from a disease that can cause death. If she dies within 2O days of signing the contract, the sale may be canceled. The annuity may be sitting on a head or reverses a second head (usually spouse). In this case, the death of first husband, the buyer will continue to pay rent to the second husband. There are

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selling free life where the clouds are transferred ownership and usufruct of the property, the buyer may occupy the property or rent it.
selling life annuity where the buyer does not have the right to housing. It is only the bare owner, the usufructuary (the seller) retains the right to live and to reap the benefits (eg rent).

Actors:

the Débirentier:
The person who buys the property for life, it pays the rent and the bouquet. He becomes the legal owner of the property and will have full ownership to the death of the annuitant and spouse if the annuity is reversible (two-headed life)
the annuitant:
The person who sells property in life and affects the bouquet and the annuity. He can keep the usufruct (by occupying or renting) the property sold, or sell it with the naked ownership.